/* Insights & thoughts from the Blnk team */

A technical deep dive into hot balances, ledger accounts that receive thousands of concurrent transactions. Learn why lock contention makes payments fail at scale, and how Blnk prevents it with queueing, transaction coalescing, hot-lane routing, lock wait timeouts, and optimistic locking. Includes interactive demos.

Learn how to split delivery app payments with Blnk Ledger, route funds to merchants and riders, track platform fees, and use inflight transactions.

Learn how Blnk prevents duplicate transaction records with deduplication and idempotency, keeping your ledger accurate across retries and batch flows.

Build a loan app using Flutterwave for disbursements and virtual account repayments, and Blnk for ledger tracking, inflight transactions, interest, and real-time debt visibility.

A step-by-step guide to Stripe payment reconciliation using Blnk Finance. Match net settlements to ledger entries, configure matching rules, and resolve discrepancies automatically.

Build automated recurring payments & savings goals with Blnk's open-source ledger. Schedule bulk transactions, track balances & maintain audit trails.

Build SaaS referral programs with Blnk. Track rewards, prevent duplicates, process payouts & monitor customer acquisition costs.

Build a complete e-commerce rewards system with Blnk's ledger. Learn to set up customer wallets, issue cashback rewards, and handle redemptions with atomic transactions.

Build a secure lending system with Blnk Ledger. Learn loan disbursement, interest charging, repayment tracking & prevent credit overexposure in fintech apps.

Build a scalable bulk payroll system with Blnk's Ledger API. Process multi-currency employee payouts, fund payroll accounts, and handle batch payment processing reliably.

Master essential techniques for building reliable fintech applications with Blnk's open-source ledger. Learn design patterns, security, and debugging.

Learn to generate customer statements from your fintech ledger using Blnk and Postgres. Complete tutorial with opening/closing balances and transaction data.

Learn how double-entry works in practice and how to use Blnk to build correct, auditable money flows. Model deposits, debt, interest, refunds, and reconciliation with confidence.

A practical guide to building a marketplace ledger using an open-source and immutable system that accurately tracks buyers, sellers, escrow, settlements, and complex money movement from day one.

Learn how to setup a usage-based billing system for your AI products.

See how CX teams securely access the information they need while responding the customers' request as fast as possible.

hould you build your own financial ledger or buy one? Learn the tradeoffs between building in-house, buying a commercial core, and the open-source hybrid approach.

Process payments with Stripe and track them with your Blnk Core.

Learn how to set up and design your Blnk ledger architecture for your application

How to make your fintech back-office operations easier with Blnk Cloud.