Neobanks
The modern ledger database behindevery account and transaction
Deposits, withdrawals, transfers, cards, loans post to balances you own. Your bank and card networks still move the money, you easily manage who has what.
Build a PoC in 1 week
Get a sandbox in minutes and start testing your banking use case on the Blnk Ledger.
Built-in guardrails
The ledger is immutable with built-in idempotency and concurrency mechanisms for high traffic scenarios.
Dedicated 24/7 support
Direct access to our engineers and the team who built Blnk. Hands-on guidance during integration and post-production.
Audit ready
Confidently give auditors read-only access to your ledger workspace to review how money moves in your product.
Integration was seamless, and the fact that it's open-source adds flexibility. On top of that, Blnk is incredibly fast, making it a solid choice for high-performance financial systems.
Toni Akinmolayan Yousend James Carter
Emily Brooks
Michael Reed
Sarah Bennett
Multicurrency out of the box
Issue a balance per customer and currency. Retail and corporate live in the same ledger. There is no limit to how many you create.
JC James Carter
| Balance | $ 1,250.00 |
|---|---|
| Inflight debit Amount waiting to be sent | $ 0.00 |
- Fraud
- KYC
- Sanctions
AO Ada Okonkwo
| Balance | $ 0.00 |
|---|---|
| Inflight credit Amount waiting to be received | $ 0.00 |
Hold funds in your ledger. No custom logic required.
A card authorization, a deposit waiting on the bank, or a KYC check posts inflight. Commit it when it settles, or void it back to the sender.
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Integrate your ledger with your bank and payment providers.
Integrate Blnk with the rails you already use. Trigger next steps with your bank provider based on events that happen in your ledger.
| Amount | Status |
|---|---|
| $1,250.34 ref_7f3a2c19b4 | Reconciled No match |
| $2,410.50 ref_9b18e4c071 | Reconciled No match |
| £890.00 ref_2c41d8a55e | Reconciled No match |
| $2,100.00 ref_a61e90f12c | Reconciled No match |
| €1,180.00 ref_4d08b1e773 | Reconciled No match |
| €3,420.10 ref_c3e57291aa | Reconciled No match |
| $640.18 ref_18af06b4d2 | Reconciled No match |
| £210.40 ref_e90c44781f | Reconciled No match |
| $4,875.00 ref_6b21d0c938 | Reconciled No match |
| €760.25 ref_31fa8e2b06 | Reconciled No match |
| $9,120.80 ref_d47c19a5e2 | Reconciled No match |
| £1,540.00 ref_8e03b6f411 | Reconciled No match |
| $315.60 ref_b2a9c0475d | Reconciled No match |
| €2,680.00 ref_5c18d3e90a | Reconciled No match |
| $7,045.12 ref_f01e62a8c3 | Reconciled No match |
| £430.75 ref_a7d54b19e6 | Reconciled No match |
Automate your reconciliation with programmable rules
Import what the bank or card network settled. Matching rules line those records up with the ledger so a miss or a double post shows up before you close.
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