Challenge

Rewoa was building a fractional real estate platform where individuals could invest in property shares using fiat or crypto.

As a startup, they needed a ledger system that would accurately track deposits, investments, rental yield payouts, and withdrawals, while ensuring transparency, security, and auditability from day one.

Mousa, co-founder & CTO, said:

"We need the ledger to be accurate because we're dealing with users' funds. It just needs to work."

The criteria for a partner

They had spoken to several providers but found many were too big, too expensive, or didn't understand what they were looking for. What they wanted from a partner was:

1. Transparent and auditable transaction tracking
2. Modular ledger architecture
3. Support for fiat and crypto payments
4. Flexibility to evolve with future regulatory needs
5. Speed to launch MVP without heavy overhead
6. Cost-effective for an early-stage startup

Solution

Blnk's open-source Core and cloud platform offered the right mix of flexibility, transparency, and ease of use, allowing Rewoa to move fast.

Multi-currency support

Rewoa used Blnk to handle wallet funding via bank transfer, card payments, and crypto deposits (USDT, USDC), all while maintaining wallets denominated in USD. Blnk's ledger enabled clear visibility over each funding source and user wallet activity without complicating the backend.

"We want to be able to have oversight on how each user has funded their wallet — whether crypto, card, or bank transfer."

Granular money movement and fees tracking

Rewoa worked with Blnk to map out every critical money flow — from wallet funding to property investments, rental yield payouts, and withdrawals.

They were able to model and track fees like KYC/AML fees, annual administration, and performance fees directly inside the ledger, ensuring all activities were backed by a full audit trail.

Streamlined operations with Blnk Cloud

Using Blnk Cloud, Rewoa's non-technical teams could monitor balances, manage transactions, and approve pending deposits without relying on engineering intervention.

"We wanted to make it easy for operations to track transactions without building too many internal tools."

The Cloud dashboard provided transparency across the team while reducing the burden on engineering resources.

Outcome

With Blnk Finance, Rewoa:

• Built and deployed their MVP faster.
• Built a secure, auditable ledger foundation trusted by both technical and non-technical teams.
• Achieved full visibility across user deposits, investments, and rental payouts from multiple funding sources.
• Empowered operational teams with direct access to core financial data, reducing reliance on engineering.