Privacy Policy

Effective Date: October 10, 2024

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At Blnk Finance ("Blnk," "we," "us," or "our"), we are committed to protecting your personal information and respecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website www.blnkfinance.com or use our services. By accessing or using our services, you agree to the terms of this Privacy Policy.

1. Introduction

Blnk Finance provides open-source fintech backend solutions to empower developers and organizations in building financial products. Protecting your privacy is fundamental to our mission. This Privacy Policy describes how we handle your personal information when you visit our website or use our services.

2. Information We Collect

2.1 Personal Data

We may collect personally identifiable information that you voluntarily provide when you:

• Register for an account
• Fill out forms on our website
• Subscribe to our newsletters
• Contact us for support or inquiries

This information may include:

• Name
• Email address
• Postal address
• Telephone number
• Payment information

2.2 Non-Personal Data

We may also collect non-personal information automatically when you interact with our website, such as:

• IP address
• Browser type and version
• Operating system
• Pages viewed
• Dates and times of visits
• Referring website addresses

3. How We Collect Your Information

• Directly from You: When you provide it to us by filling out forms or communicating with us.
• Automatically: Through cookies and similar technologies as you navigate our website.
• Third Parties: From service providers assisting us with payment processing, analytics, and marketing efforts.

4. Use of Your Information

We use the collected information for various purposes, including:

• To Provide Services: Create and manage your account, process transactions, and deliver the services you request.
• To Communicate: Send administrative information, respond to inquiries, and provide customer support.
• To Improve Our Services: Analyze usage to enhance user experience and develop new features.
• For Marketing Purposes: Send newsletters, promotional materials, and other information that may interest you (with your consent where required).
• To Enforce Policies: Ensure compliance with our Terms of Service and other legal obligations.
• For Security: Detect and prevent fraud, unauthorized activities, and other misuse of our services.

5. Disclosure of Your Information

We may share your information in the following circumstances:

• Service Providers: With third-party vendors who perform services on our behalf, such as payment processing, data analysis, email delivery, hosting services, and customer support.
• Legal Obligations: If required by law or in response to valid requests by public authorities (e.g., courts or government agencies).
• Business Transfers: In connection with mergers, acquisitions, or asset sales, your information may be transferred as part of the transaction.
• With Your Consent: To any other third party with your explicit consent.

6. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to:

• Enhance User Experience: Remember your preferences and personalize your experience.
• Analyze Usage: Understand how you use our website to improve functionality.
• Marketing: Deliver relevant advertisements and track marketing campaign performance.

You can manage your cookie preferences through your browser settings. However, disabling cookies may affect the functionality of our website.

7. Data Security

We implement reasonable security measures to protect your information from unauthorized access, alteration, disclosure, or destruction. These measures include:

• Encryption: Protecting data during transmission and at rest.
• Access Controls: Restricting access to personal information to authorized personnel only.
• Regular Audits: Conducting security assessments and updates.

Despite our efforts, no security measures are completely secure. We cannot guarantee the absolute security of your data.

8. Data Retention

We retain your personal information only as long as necessary to fulfill the purposes outlined in this Privacy Policy, comply with legal obligations, resolve disputes, and enforce our agreements.

9. Your Rights and Choices

Depending on your location and applicable laws, you may have the following rights regarding your personal information:

• Access: Request access to the personal data we hold about you.
• Correction: Request correction of inaccurate or incomplete data.
• Deletion: Request deletion of your personal data under certain circumstances.
• Objection: Object to the processing of your personal data for direct marketing or other purposes.
• Withdrawal of Consent: Withdraw consent where we are relying on consent to process your personal data.

To exercise these rights, please contact us at privacy@blnkfinance.com.

10. Third-Party Websites

Our website may contain links to third-party websites or services not operated by Blnk Finance. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.

11. Children's Privacy

Our services are not intended for individuals under the age of 13. We do not knowingly collect personal information from anyone under 13. If you are a parent or guardian and believe your child has provided us with personal data, please contact us to request deletion.

12. International Data Transfers

Your information may be transferred to—and maintained on—servers located outside of your state, province, country, or other governmental jurisdiction where data protection laws may differ. We take steps to ensure appropriate safeguards are in place to protect your data in accordance with this Privacy Policy.

13. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page with an updated effective date. We encourage you to review this Privacy Policy periodically for any changes.

14. Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:

• Email: privacy@blnkfinance.com