Wallets # Build your digital walletin days, not months Confidently track fund ownership and money movement while customer deposits sit in a single FBO account. You never have to guess who owns what funds again. [Get started](https://cloud.blnkfinance.com/auth/sign-up) Used by developers in: Trusted by developers in: -  -  -  -  -  -  -  -  -  -  ### Multicurrency support Manage wallets in two or more currencies. Fiat, crypto, and custom currencies all supported. ### Build with ease Add wallet features with flexible APIs that complement your existing stack. ### Reconcile with providers Reduce risk with your own system of record. Compare and reconcile when you suspect a drift. ### Faster time to market Move from idea to POC in less than one week. Get support that matches your speed. > Integration was seamless, and the fact that it's open-source adds flexibility. On top of that, Blnk is incredibly fast, making it a solid choice for high-performance financial systems.  Toni Akinmolayan Yousend USD Elena Rossi Balance $40,500.80 Balance ID \*\*\*\* 9934 Created May 3, 2026 EUR Elena Rossi Balance €18,240.00 Balance ID \*\*\*\* 1182 Created Jun 18, 2026 GBP Elena Rossi Balance £0.00 Balance ID \*\*\*\* 4410 Created Aug 2, 2026 BTC Elena Rossi Balance 0.842156 BTC Balance ID \*\*\*\* 7721 Created Sep 1, 2026 ## Create a wallet and link it to the customer. Create a balance per customer and currency, and link it to their identity. Deposits, holds, and withdrawals post against that wallet. [Create balances](https://docs.blnkfinance.com/balances/introduction) [Create identities](https://docs.blnkfinance.com/identities/introduction) [Link balance to identity](https://docs.blnkfinance.com/identities/link-balances) TypeScript Go Python Java ``` const response = await blnk.Transactions.create({ precise_amount: 4050080, precision: 100, currency: 'USD', source: '@WorldUSD_Stripe', destination: 'bln_elena_usd', reference: 'ref_dep_stripe_01', description: 'Wallet deposit', inflight: true, allow_overdraft: true, meta_data: { rail: 'stripe', origin: 'wallet_deposit' },});if (checksComplete) { await blnk.Transactions.updateStatus( response.data.transaction_id, { status: 'commit' }, );} else { await blnk.Transactions.updateStatus( response.data.transaction_id, { status: 'void' }, );} ``` ## Easily manage money-in and money-out per wallet. Double-entry helps you tag incoming funds, outgoing payouts, and internal transfers between wallets. Blnk keeps the record cleanly for reference and audits. [Transactions](https://docs.blnkfinance.com/transactions/introduction) [Deposits & withdrawals](https://docs.blnkfinance.com/tutorials/digital-banking/deposits-withdrawals) [Wallet tutorial](https://docs.blnkfinance.com/tutorials/quick-start/wallet-management)  %20--%3e%3csvg%20version='1.1'%20id='Layer_1'%20xmlns='http://www.w3.org/2000/svg'%20xmlns:xlink='http://www.w3.org/1999/xlink'%20x='0px'%20y='0px'%20style='enable-background:new%200%200%20468%20222.5;'%20xml:space='preserve'%20viewBox='54%2036%20360.02%20149.84'%3e%3cstyle%20type='text/css'%3e%20.st0{fill-rule:evenodd;clip-rule:evenodd;fill:%23635BFF;}%20%3c/style%3e%3cg%3e%3cpath%20class='st0'%20d='M414,113.4c0-25.6-12.4-45.8-36.1-45.8c-23.8,0-38.2,20.2-38.2,45.6c0,30.1,17,45.3,41.4,45.3%20c11.9,0,20.9-2.7,27.7-6.5v-20c-6.8,3.4-14.6,5.5-24.5,5.5c-9.7,0-18.3-3.4-19.4-15.2h48.9C413.8,121,414,115.8,414,113.4z%20M364.6,103.9c0-11.3,6.9-16,13.2-16c6.1,0,12.6,4.7,12.6,16H364.6z'%3e%3c/path%3e%3cpath%20class='st0'%20d='M301.1,67.6c-9.8,0-16.1,4.6-19.6,7.8l-1.3-6.2h-22v116.6l25-5.3l0.1-28.3c3.6,2.6,8.9,6.3,17.7,6.3%20c17.9,0,34.2-14.4,34.2-46.1C335.1,83.4,318.6,67.6,301.1,67.6z%20M295.1,136.5c-5.9,0-9.4-2.1-11.8-4.7l-0.1-37.1%20c2.6-2.9,6.2-4.9,11.9-4.9c9.1,0,15.4,10.2,15.4,23.3C310.5,126.5,304.3,136.5,295.1,136.5z'%3e%3c/path%3e%3cpolygon%20class='st0'%20points='223.8,61.7%20248.9,56.3%20248.9,36%20223.8,41.3%20'%3e%3c/polygon%3e%3crect%20x='223.8'%20y='69.3'%20class='st0'%20width='25.1'%20height='87.5'%3e%3c/rect%3e%3cpath%20class='st0'%20d='M196.9,76.7l-1.6-7.4h-21.6v87.5h25V97.5c5.9-7.7,15.9-6.3,19-5.2v-23C214.5,68.1,202.8,65.9,196.9,76.7z'%3e%3c/path%3e%3cpath%20class='st0'%20d='M146.9,47.6l-24.4,5.2l-0.1,80.1c0,14.8,11.1,25.7,25.9,25.7c8.2,0,14.2-1.5,17.5-3.3V135%20c-3.2,1.3-19,5.9-19-8.9V90.6h19V69.3h-19L146.9,47.6z'%3e%3c/path%3e%3cpath%20class='st0'%20d='M79.3,94.7c0-3.9,3.2-5.4,8.5-5.4c7.6,0,17.2,2.3,24.8,6.4V72.2c-8.3-3.3-16.5-4.6-24.8-4.6%20C67.5,67.6,54,78.2,54,95.9c0,27.6,38,23.2,38,35.1c0,4.6-4,6.1-9.6,6.1c-8.3,0-18.9-3.4-27.3-8v23.8c9.3,4,18.7,5.7,27.3,5.7%20c20.8,0,35.1-10.3,35.1-28.2C117.4,100.6,79.3,105.9,79.3,94.7z'%3e%3c/path%3e%3c/g%3e%3c/svg%3e) %20--%3e%3c!DOCTYPE%20svg%20PUBLIC%20'-//W3C//DTD%20SVG%201.1//EN'%20'http://www.w3.org/Graphics/SVG/1.1/DTD/svg11.dtd'%3e%3csvg%20version='1.1'%20id='Layer_1'%20xmlns='http://www.w3.org/2000/svg'%20xmlns:xlink='http://www.w3.org/1999/xlink'%20x='0px'%20y='0px'%20viewBox='0%200%20101.6%2032.9'%20style='enable-background:new%200%200%20101.6%2032.9;'%20xml:space='preserve'%3e%3cstyle%20type='text/css'%3e%20.st0{fill:%2335B454;}%20%3c/style%3e%3cg%3e%3cg%3e%3cpath%20class='st0'%20d='M14.3,7.5H0.3V12l9.2,0c0.6,0,1,0.5,1,1v7.9h-2c-0.6,0-1-0.5-1-1v-5.7H3.6c-2,0-3.6,1.6-3.6,3.6v4%20c0,2,1.6,3.6,3.6,3.6h14.3V11.1C17.9,9.1,16.3,7.5,14.3,7.5z'/%3e%3c/g%3e%3cg%3e%3cpath%20class='st0'%20d='M31.4,20.9h-2c-0.6,0-1-0.5-1-1V7.5h-3.9c-2,0-3.6,1.6-3.6,3.6v10.7c0,2,1.6,3.6,3.6,3.6h14.3V0h-7.5%20L31.4,20.9z'/%3e%3c/g%3e%3cg%3e%3cpath%20class='st0'%20d='M52.3,20.9h-2c-0.6,0-1-0.5-1-1V7.5h-7.5v14.3c0,2,1.6,3.6,3.6,3.6h6.9v2.2H42.1v5.2h14.1%20c2,0,3.6-1.6,3.6-3.6V7.5h-7.5V20.9z'/%3e%3c/g%3e%3cg%3e%3cpath%20class='st0'%20d='M77.1,7.5H62.7v14.3c0,2,1.6,3.6,3.6,3.6h14.1v-4.5h-9.2c-0.6,0-1-0.5-1-1V12h2c0.6,0,1,0.5,1,1v5.7h3.9%20c2,0,3.6-1.6,3.6-3.6v-4C80.7,9.1,79.1,7.5,77.1,7.5z'/%3e%3c/g%3e%3cg%3e%3cpath%20class='st0'%20d='M98,7.5H83.7v17.9h7.5V12h2c0.6,0,1,0.5,1,1v12.4h7.5V11.1C101.6,9.1,100,7.5,98,7.5z'/%3e%3c/g%3e%3c/g%3e%3c/svg%3e)       ## Your ledger keeps the truth. Your rails move the money. Let your rails keep doing what they do best: move money. Handle everything else in your ledger; full control, clean books. [Wallet tutorial](https://docs.blnkfinance.com/tutorials/quick-start/wallet-management) [Create balances](https://docs.blnkfinance.com/balances/introduction) ## Manage wallet operations from your backoffice. Blnk Cloud gives ops and support a UI for balances, transactions, and ledger health. Search a wallet, trace money movement, and resolve issues without one-off scripts. [Create your Cloud account](https://cloud.blnkfinance.com/auth/sign-up) [Cloud docs](https://docs.blnkfinance.com/cloud/start) [Transactions](https://docs.blnkfinance.com/transactions/introduction) Create account Build POC Contact sales ## Create your Cloud account Sign up to Blnk Cloud, deploy a sandbox, and start building in minutes. [Create your account](https://cloud.blnkfinance.com/auth/sign-up)