# Insights & thoughts from the Blnk team [Build](https://blnkfinance.com/blog/build) [Operate](https://blnkfinance.com/blog/operate) [Product](https://blnkfinance.com/blog/product) [Guides](https://blnkfinance.com/blog/guides) [Stories](https://blnkfinance.com/customers) ### Build Wallets, loans, payroll, escrow, and other money flows. - [  Build ### How Blnk handles high-traffic hot balances July 17, 2026 ](https://blnkfinance.com/blog/how-blnk-handles-high-traffic-hot-balances) - [  Build ### How to split payments for a delivery app across merchants, riders, and fees using the Blnk Ledger July 1, 2026 ](https://blnkfinance.com/blog/how-to-split-payments-across-merchants-fees-and-revenue-with-blnk) - [  Build ### How to build a loan disbursement and repayment app with Flutterwave + Blnk April 23, 2026 ](https://blnkfinance.com/blog/how-to-build-a-loan-disbursement-and-repayment-app-with-flutterwave-blnk) - [  Build ### How to reconcile Stripe transactions with your Blnk Ledger April 16, 2026 ](https://blnkfinance.com/blog/how-to-reconcile-stripe-transactions-with-your-blnk-ledger) - [  Build ### How to build recurring payments and savings goals with Blnk Ledger April 2, 2026 ](https://blnkfinance.com/blog/how-to-implement-recurring-payments-with-blnk) - [  Build ### How to build SaaS referral system with Blnk Ledger API March 28, 2026 ](https://blnkfinance.com/blog/how-to-build-a-saas-referral-system-with-blnk) - [  Build ### How to build an e-commerce loyalty program and rewards system with Blnk March 5, 2026 ](https://blnkfinance.com/blog/how-to-build-a-reward-system-for-an-e-commerce-platform-using-blnk) - [  Build ### How to build loan disbursement, interest, and repayments with Blnk Ledger | complete guide February 24, 2026 ](https://blnkfinance.com/blog/how-to-build-loan-disbursement-interest-and-repayments-with-blnk) - [  Build ### How to build a bulk payroll system using the Blnk Ledger API February 10, 2026 ](https://blnkfinance.com/blog/how-to-build-a-bulk-payroll-system-using-the-blnk-ledger) - [  Build ### How to generate customer account statements from your fintech ledger with Blnk January 30, 2026 ](https://blnkfinance.com/blog/how-to-generate-customer-statements-from-your-ledger-with-blnk-postgres) - [  Build ### How to build escrow payments for online marketplaces January 6, 2026 ](https://blnkfinance.com/blog/developer-guide-to-building-a-marketplace-with-open-source-ledger-blnk) - [  Build ### How to build a wallet with Stripe & Blnk Finance April 24, 2025 ](https://blnkfinance.com/blog/building-wallet-with-stripe-and-blnk-finance) - [  Build ### Identity management in fintech: why it matters March 18, 2025 ](https://blnkfinance.com/blog/identity-management-in-fintech-why-it-matters) [](https://blnkfinance.com/blog/build) [](https://blnkfinance.com/blog/build)