# Insights & thoughts from the Blnk team [Build](https://blnkfinance.com/blog/build) [Operate](https://blnkfinance.com/blog/operate) [Product](https://blnkfinance.com/blog/product) [Guides](https://blnkfinance.com/blog/guides) [Stories](https://blnkfinance.com/customers) ### Build Wallets, loans, payroll, escrow, and other money flows. [Read all](https://blnkfinance.com/blog/build) - [  Build ### How Blnk handles high-traffic hot balances July 17, 2026 ](https://blnkfinance.com/blog/how-blnk-handles-high-traffic-hot-balances) - [  Build ### How to split payments for a delivery app across merchants, riders, and fees using the Blnk Ledger July 1, 2026 ](https://blnkfinance.com/blog/how-to-split-payments-across-merchants-fees-and-revenue-with-blnk) - [  Build ### How to build a loan disbursement and repayment app with Flutterwave + Blnk April 23, 2026 ](https://blnkfinance.com/blog/how-to-build-a-loan-disbursement-and-repayment-app-with-flutterwave-blnk) - [  Build ### How to reconcile Stripe transactions with your Blnk Ledger April 16, 2026 ](https://blnkfinance.com/blog/how-to-reconcile-stripe-transactions-with-your-blnk-ledger) - [  Build ### How to build recurring payments and savings goals with Blnk Ledger April 2, 2026 ](https://blnkfinance.com/blog/how-to-implement-recurring-payments-with-blnk) - [  Build ### How to build SaaS referral system with Blnk Ledger API March 28, 2026 ](https://blnkfinance.com/blog/how-to-build-a-saas-referral-system-with-blnk) ### Product Releases, snapshots, and back-office workflows. [Read all](https://blnkfinance.com/blog/product) - [  Product ### How customer support teams use Blnk Finance May 12, 2025 ](https://blnkfinance.com/blog/how-customer-support-teams-use-blnk-finance) - [  Product ### Performing your back-office operations with Blnk April 2, 2025 ](https://blnkfinance.com/blog/performing-your-back-office-operations-with-blnk) - [  Product ### Introducing Blnk Core v0.10.1 March 24, 2025 ](https://blnkfinance.com/blog/introducing-blnk-core-v0-10-1) - [  Product ### Introducing balance snapshots & historical balances March 13, 2025 ](https://blnkfinance.com/blog/introducing-balance-snapshots-historical-balances) - [  Product ### Reimagining fintech infrastructure March 5, 2025 ](https://blnkfinance.com/blog/reimagining-fintech-infrastructure) ### Guides Balances, double-entry, and ledger design. [Read all](https://blnkfinance.com/blog/guides) - [  Guides ### How to handle idempotency in your financial app using the Blnk Ledger May 4, 2026 ](https://blnkfinance.com/blog/how-to-handle-idempotency-in-your-financial-app-using-the-blnk-ledger) - [  Guides ### Complete guide: best practices for building financial apps with Blnk Ledger February 3, 2026 ](https://blnkfinance.com/blog/building-with-blnk-ledger-best-practices-guide) - [  Guides ### Double-entry accounting for developers: how to model money movement in Blnk January 14, 2026 ](https://blnkfinance.com/blog/double-entry-for-developers) - [  Guides ### Designing your ledger architecture with Blnk: a step-by-step guide April 7, 2025 ](https://blnkfinance.com/blog/designing-your-ledger-architecture-with-blnk-a-step-by-step-guide) - [  Guides ### Understanding balances in ledgers March 7, 2025 ](https://blnkfinance.com/blog/understanding-balances-in-ledgers)